Credit Risk Analyst

Avanti Finance Group is a privately owned non-bank lender operating across New Zealand, and Australia. We are on a growth mission to lead and inspire our industry through innovation, and the development of exceptional financial services products whilst fostering a motivated and engaged workplace culture that is centered around personal growth and high performance.

This role is reporting to the Head of Credit

The purpose of this role is to assist with the oversight of credit risk across the Avanti group, including CCCFA compliance, the development, delivery and management of lending scorecards, the creation and insights derived through credit related data.

In This role, YOU will:

Do-the-Doing

• Use SQL to extract and analyze data, identify trends, support risk assessments and drive continuous improvement
  Develop and maintain credit dashboards in data visualisation tools such as power BI.
• Assist in tracking market, credit, and operational risks, preparing reports for internal teams. Help develop new ways to detect and mitigate financial risks, thinking beyond traditional approaches.
• Stay updated on trends, regulatory changes, and analytical techniques to enhance decision-making.
• Ongoing review and update of credit related policies and procedures.
• Monitoring of credit scorecard outcomes and performance.
• Supporting delivery of the hindsight framework. Completion of product, process and segment deep dives.
• Assist in developing processes and procedures that support the business to meet its business and strategic aims.

Always Ensure Integrity, Risk and Compliance

• Apply a risk and compliance lens, ensure legal adherence, and manage all day-to-day risks through the appropriate channels. 
• Operate with integrity by upholding high standards in compliance and risk management through adherence to the three lines of defence model.

Living Our Values: Relentlessly Helpful, Do What’s Right, People First

• Be a team player and follow your manager’s reasonable instructions, performing additional duties as needed.
• Bring your whole self every day, to proactively promote a wellness, inclusive, health and safety conscious culture at Avanti.
  

The successful candidate will have:

• An understanding of the lending / credit process, ideally with 3 years' financial services experience.
• Proficient in SQL 
• Ability to problem solve and use initiative and creativity to drive outcomes.
• Preferred knowledge and experience using data analytics and/or data visualisation tools.
• Able to prioritise workload, work autonomously and collaboratively.
• Excellent time management skills with a proven ability to meet deadlines.
• Be masterful at multi-tasking and keeping pace in a dynamic and fast paced environment. Roll your sleeves up and get stuck in with a one-team approach.
• Excellent work ethic and self-motivated, with interests in ongoing personal development.
• Strong verbal and written communication skills.