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Credit Analyst
Avanti Finance is growing – fast
We’re on a mission to become the best specialist lending company in New Zealand and Australia, and we’re looking for ambitious, driven people to help get us there.
We’ve got bold goals and a clear vision for the future. That means exciting opportunities for those ready to champion new ideas, challenge the status quo, and grow alongside us.
If you’re hungry to make an impact, thrive in a fast-paced environment, and love turning ideas into action – you’ll feel right at home here.
The Role
Reporting to the Credit Team Leader, this role plays a critical part in supporting the organisation’s risk management and customer outcomes. As a Credit Analyst, you will be responsible for assessing customer creditworthiness and risk in line with BFS and Avanti Finance Group credit policies and guidelines.
You’ll work in a fast‑paced, collaborative environment where accuracy, sound judgement, and timely communication are essential. This role suits someone who enjoys rolling up their sleeves, working as part of a one‑team approach, and contributing to continuous improvement across credit processes and systems.
What You’ll Be Doing
- Analysing and recommending incoming credit applications in line with BFS policies, procedures, and delegated lending authority (DLA).
- Approving and signing off applications within approved delegation limits, and escalating exceptions or higher‑risk matters to the appropriate stakeholders.
- Ensuring service level agreements are met, with a strong focus on turnaround times and responsive communication.
- Liaising with introducers to respond to application‑related enquiries in a timely and professional manner.
- Supporting the Credit Manager with the development, enhancement, and continuous improvement of credit systems and processes.
- Assisting and supporting other internal teams to ensure smooth end‑to‑end customer outcomes.
- Contributing to a collaborative, high‑performing team environment where shared goals and collective success are prioritised
What You’ll Bring
- Experience assessing and recommending credit applications within banking, asset finance, or financial services.
- Solid understanding of credit risk, customer creditworthiness, and delegated lending authority.
- Ability to manage high application volumes while meeting SLAs and turnaround times.
- Strong analytical skills and attention to detail, with confidence in credit decision‑making.
- Clear, professional communication skills when working with introducers and internal stakeholders.
- A proactive, team‑focused approach with strong organisation skills in a fast‑paced environment.
What's in it for me?
Within the Avanti Finance Group, you can look forward to flexible and hybrid working as we offer up to two days working from home following your initial training period. We give back to our communities through our support of Duffy Books, and by offering an Annual Volunteer Day for you to use for a purpose that's close to your heart. We believe in celebrating diversity, and we also celebrate talent and development by working with you through an established capability framework that puts you in the driving seat of your development while achieving business goals. You won't find a gender pay gap here, as we have great remuneration packages but as we all know there's more to an awesome job than the money. If you are happy and fulfilling your potential, while feeling supported, valued and empowered, then that’s a win for us! Fresh fruit, My Everyday Wellbeing Memberships, and increased Kiwisaver match is there for you to feel good from the inside out.
Our values keep us grounded
Even as we scale, our values remain our compass:
* People First: We care deeply – for our team, our customers, our partners, and our communities. This is a place where you’re supported to show up as yourself and do your best work.
* Relentlessly Helpful: We roll up our sleeves and make things happen. Whether it’s helping a customer, an introducer, a teammate, or your own career, we’re here to make the impossible possible.
* Do What’s Right: No shortcuts. No ego. Just doing the right thing, every time. Trust and transparency are at the heart of how we do business.
We’re building a workplace where people are challenged, supported, and inspired to do their best work – because when our people thrive, so does our business.
At Avanti, you’ll be joining a team that’s as ambitious as it is grounded in purpose. We’re not just growing fast – we’re growing to be the best.
Come be part of something that’s making a real difference.
Respectfully, no agencies please.